19 Girdlestone Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 19 Girdlestone Rd, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,150 sqft · built 1930
Lot Size	0.089 acres (3,858 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,691 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`WINT M:053 L:084`

Property Details

APN / Parcel Number

Primary APN	`WINT M:053 L:084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	4,538 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,858 sqft (0.089 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	19 GIRDLESTONE RD
City	WINTHROP
State	MA
Zip	02152-2729
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	84
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	4
Census Block	4008
Census Tract	180200

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 CIRCUIT RD, WINTHROP, MA 02152-2819
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MSA LENDING LLC
Aug 30, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2024
Transfer Doc	070455-265
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	19 GIRDLESTONE RD, WINTHROP, MA 02152-2729
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072361-264
Date	Jan 29, 2026
Book Page	72361/264
Instrument	4988

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Aug 30, 2023
Property Address	19 GIRDLESTONE RD, WINTHROP, MA 02152-2729
Document Number	069381-110
Book / Page	69381 / 110
Instrument Date	Aug 21, 2023
Instrument	54958
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CIRCUIT RD, WINTHROP, MA 02152-2819

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,691.00 (+13.19%)	$690,400 (+4.86%) Land $343,000 Building $347,400	$742,773
2025	$6,795.00 (+4.88%)	$658,400 (+5.89%) Land $326,700 Building $331,700
2024	$6,479.00 (-2.13%)	$621,800 (+0.5%) Land $314,000 Building $307,800
2023	$6,620.00	$618,700 Land $287,400 Building $331,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	58 units insured incl. 48 condo units
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Netafy.

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