21 Frederick St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 21 Frederick St, Westfield, MA 01085

Property Summary

Property TypeTriplex
Details6 bd · 3.5 ba · 3,024 sqft · built 1910
Lot Size0.129 acres (5,605 sqft)
OwnerCompany Name on File
Last Sale$127,200 (Mar 2018)
Tax Bill$4,663 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNWFLD M:8 L:48

Property Details

APN / Parcel Number

Primary APNWFLD M:8 L:48
Alternative APN
  • M:329008 B:00048 L:00000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units3 Units
Stories3 Stories
Building Area3,024 sqft Living Area
Gross Area4,431 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,605 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address21 FREDERICK ST
CityWESTFIELD
StateMA
Zip01085-8230
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Lot Number48
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1012
Census Tract812702

Owner

21 Frederick St, a triplex, is owned by a company that bought it in March 2018.

Source: Hampden County and Westfield City records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address12 PARK RIVER CIR, WESTFIELD, MA 01085-3996
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2018 · Amount on File
Deed SaleMar 1, 2018 · Amount on File
Deed Document Number201811175
Deed Book / Page22080 / 565
Record UpdatedOct 29, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTFIELD MA
Recording DateMar 1, 2018
Property Address21 FREDERICK ST, WESTFIELD, MA 01085-8230
Document Number22080-565
Book / Page22080 / 565
Instrument11175
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.88
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 FREDERICK ST, WESTFIELD, MA 01085-8230

Mortgage

Document Number220800569
DateMar 1, 2018
Instrument22080/0569
Lender
NameWESTFIELD BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 21 Frederick St was $4,663.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,663.00$307,200 Land $76,600 Building $230,600
2023$4,530.00$266,800 Land $66,400 Building $200,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Frederick St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Frederick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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