26 Frederick St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 26 Frederick St, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,540 sqft · built 1920
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$197,000 (Jun 2020)
Tax Bill$3,804 (2025)
Deeds & MortgagesSep 2025 Mortgage
Feb 2024 Mortgage
+ 5 more
Flood ZoneZone X (reduced by levee)
APNWFLD M:8 L:55

Property Details

APN / Parcel Number

Primary APNWFLD M:8 L:55
Alternative APN
  • M:329008 B:00055 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,540 sqft Living Area
Gross Area2,614 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address26 FREDERICK ST
CityWESTFIELD
StateMA
Zip01085-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number55
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1022
Census Tract812702

Owner

Source: Hampden County and Westfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 15, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 10, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 10, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 3, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 16, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 8, 2020Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on Record
Deed SaleJun 8, 2020 · Amount on Record
Prior SaleJul 25, 2008 · Amount on Record
Deed Document Number202029403
Deed Book / Page23249 / 198
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026048-293
DateSep 30, 2025
Book Page26048/293
Instrument46223
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2050

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Transaction TypeMortgage
Record UpdatedMar 1, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025321-52
DateFeb 15, 2024
Book Page25321/52
Instrument6466
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueMar 1, 2050

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Transaction TypeMortgage
Record UpdatedAug 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025111-568
DateAug 10, 2023
Book Page25111/568
Instrument37298
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueSep 1, 2050

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Transaction TypeMortgage
Record UpdatedMar 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024934-366
DateMar 10, 2023
Book Page24934/366
Instrument11117
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00024433-2
DateMar 3, 2022
Book Page24433/2
Instrument13372
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueApr 1, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Transaction TypeMortgage
Record UpdatedApr 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23828-414
DateApr 16, 2021
Book Page23828/414
Instrument25854
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueMay 1, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTFIELD MA
Recording DateJun 8, 2020
Property Address26 FREDERICK ST, WESTFIELD, MA 01085-3106
Document Number23249-198
Book / Page23249 / 198
Instrument DateJun 5, 2020
Instrument29403
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 PARKER AVE APT 2ND, WESTFIELD, MA 01085-8806

Mortgage

Document Number29404
DateJun 8, 2020
Instrument29404
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,804.00 (+5.32%)$250,600 (+17.82%) Land $76,500 Building $174,100$290,415 (+19.32%)
2024$243,390
2023$3,612.00$212,700 Land $66,200 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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