Erie County and Lancaster Town property record for 21 Fox Trce, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,604 sqft · built 2003 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,163 (Mar 2004) |
| Tax Bill | $9,803 (2026) |
| Deeds & Mortgages | Jul 2018 Loan Modification Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 115.15-1-21 |
| Primary APN | 145289 115.15-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| 2nd Floor Area | 1,167 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 218 ft deep x 60.4 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21 FOX TRCE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 3063 SL 11 115.15-1-8 & 115.15-2-23 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 FOX TRCE, LANCASTER, NY 14086-3072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2018 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Jul 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2004 · Amount on Record |
| Deed Sale | Mar 3, 2004 · Amount on Record |
| Deed Document Number | 20043031669 |
| Deed Book / Page | 11069 / 4431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 21 FOX TRCE, LANCASTER, NY 14086-3072 |
| Document Number | 0113316436 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21 FOX TRCE LANCASTER NY 140863072, LANCASTER, NY 14086-3072 |
| Document Number | 0113316436 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 011331/006436 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 21 FOX TRCE, LANCASTER, NY 14086-3072 |
| Document Number | 0138622336 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21 FOX TRCE LANCASTER NY 140863072, LANCASTER, NY 14086-3072 |
| Document Number | 0138622336 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 013862/002336 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,803.00 (+1.9%) Homeowner's exemption | ||
| 2025 | $9,620.00 (+1.93%) | $348,000 (-) Land $70,000 Building $278,000 | $543,750 (+12.51%) Land $109,375 Building $434,375 |
| 2024 | $9,438.00 Homeowner's exemption | $348,000 (-) Land $70,000 Building $278,000 | $483,300 (+4.16%) Land $97,216 Building $386,084 |
| 2023 | Homeowner's exemption | $348,000 Land $70,000 Building $278,000 | $464,000 Land $93,333 Building $370,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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