21 Ferraro St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 21 Ferraro St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,110 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Nov 2021)
Tax Bill	$4,837 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29D-00049`

Property Details

APN / Parcel Number

Primary APN	`34-29D-00049`
Alternative APN	`WORC M:34 B:29D L:00049`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Gross Area	2,227 sqft
1st Floor Area	1,110 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	34-29D-00049
Street Address	21 FERRARO ST
City	WORCESTER
State	MA
Zip	01604-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BL-1
Legal Subdivision	HERITAGE BLDG SALISBURY WEST
Legal Block	29D
Legal Lot Number	49
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2000
Census Tract	732801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 FERRARO ST, WORCESTER, MA 01604-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2017	Quit Claim Deed, Transfer DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Book / Page	66600 / 121
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 23, 2021
Property Address	21 FERRARO ST, WORCESTER, MA 01604-2613
Document Number	66600-121
Book / Page	66600 / 121
Instrument Date	Nov 23, 2021
Instrument	164561
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FERRARO ST, WORCESTER, MA 01604-2613

Mortgage

Document Number	164562
Date	Nov 23, 2021
Instrument	164562

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 9, 2017
Property Address	21 FERRARO ST, WORCESTER, MA 01604-2613
Document Number	58021-177
Book / Page	58021 / 177
Instrument	125807
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FERRARO ST, WORCESTER, MA 01604-2613

Mortgage

Document Number	580210179
Date	Nov 9, 2017
Instrument	58021/0179

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,837.00 (+4.16%)	$364,200 (+3.44%) Land $102,800 Building $261,400	$391,216 (+12.85%)
2025	$4,644.00 (+6.17%)	$352,100 (+15.44%) Land $97,900 Building $254,200	$346,655 (-7.15%)
2024			$373,350
2023	$4,374.00	$305,000 Land $85,100 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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