10 Ferraro St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 10 Ferraro St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,470 sqft · built 2003
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Apr 2017)
Tax Bill	$5,647 (2026)
Deeds & Mortgages	Jun 2021 Refinance Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-29D-00303`

Property Details

APN / Parcel Number

Primary APN	`34-29D-00303`
Alternative APN	`WORC M:34 B:29D L:00303`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	840 sqft
Basement Area	1,622 sqft
Unfinished Basement	1,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	34-29D-00303
Street Address	10 FERRARO ST
City	WORCESTER
State	MA
Zip	01604-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	29D
Legal Lot Number	303
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2000
Census Tract	732801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 FERRARO ST, WORCESTER, MA 01604-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Apr 19, 2017	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Oct 22, 2001 · Amount on Record
Deed Book / Page	56996 / 238
Transfer Doc	056996-238
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	10 FERRARO ST, WORCESTER, MA 01604-2614
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065329-99
Date	Jun 7, 2021
Book Page	65329/99
Instrument	78337

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 19, 2017
Property Address	10 FERRARO ST, WORCESTER, MA 01604-2614
Document Number	56996-238
Book / Page	056996 / 000238
Instrument Date	Apr 17, 2017
Instrument	38983
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FERRARO ST WORCESTER MA 016042614, WORCESTER, MA 01604-2614

Mortgage

Document Number	56996-241
Date	Apr 19, 2017
Book Page	056996/000241
Instrument	38984

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,647.00 (+1.86%)	$425,250 (+1.17%) Land $102,750 Building $322,500	$428,536 (+14.66%)
2025	$5,544.00 (+5.12%)	$420,350 (+14.29%) Land $97,850 Building $322,500	$373,730 (+11.1%)
2024			$336,395
2023	$5,274.00	$367,800 Land $85,100 Building $282,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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