14 Ferraro St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 14 Ferraro St, Worcester, MA 01604

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,472 sqft · built 1920
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2020)
Tax Bill	$7,548 (2026)
Deeds & Mortgages	Feb 2023 Refinance Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-29D-00041`

Property Details

APN / Parcel Number

Primary APN	`34-29D-00041`
Alternative APN	`WORC M:34 B:29D L:00041`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	4,074 sqft
1st Floor Area	1,236 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	34-29D-00041
Street Address	14 FERRARO ST
City	WORCESTER
State	MA
Zip	01604-2614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-7
Legal Block	29D
Legal Lot Number	41
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2000
Census Tract	732801

Owner

14 Ferraro St, a duplex, is owned and occupied by two individuals who bought it in July 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 FERRARO ST, WORCESTER, MA 01604-2614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 17, 2020	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 31, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	202077684
Deed Book / Page	62825 / 200
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	62825-200
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	14 FERRARO ST, WORCESTER, MA 01604-2614
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068854-123
Date	Feb 23, 2023
Book Page	68854/123
Instrument	15209

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	14 FERRARO ST, WORCESTER, MA 01604-2614
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065366-35
Date	Jun 11, 2021
Book Page	65366/35
Instrument	81033

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 17, 2020
Property Address	14 FERRARO ST, WORCESTER, MA 01604-2614
Document Number	62825-200
Book / Page	62825 / 200
Instrument Date	Jun 30, 2020
Instrument	77684
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FERRARO ST, WORCESTER, MA 01604-2614

Mortgage

Document Number	77685
Date	Jul 17, 2020
Instrument	77685

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jan 31, 2020
Property Address	14 FERRARO ST, WORCESTER, MA 01604-2614
Document Number	61825-207
Book / Page	061825 / 000207
Instrument Date	Jan 24, 2020
Instrument	10449
Transaction Type	Foreclosure
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$921.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 FERRARO ST WORCESTER MA 016042614, WORCESTER, MA 01604-2614

Tax Assessment & Valuation

The 2026 property tax bill for 14 Ferraro St was $7,548, up 5.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,548.00 (+5.35%)	$568,400 (+4.64%) Land $124,600 Building $443,800	$547,675
2025	$7,165.00	$543,200 Land $118,700 Building $424,500
2023	$6,370.00	$444,200 Land $103,200 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Ferraro St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Ferraro St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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