Worcester County and Worcester City property record for 21 Ernest Ave, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,650 sqft · built 1890 |
| Lot Size | 0.286 acres (12,474 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (May 1999) |
| Tax Bill | $6,086 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-039-00057 |
| Primary APN | 18-039-00057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 3,408 sqft |
| 1st Floor Area | 778 sqft |
| Basement Area | 778 sqft |
| Unfinished Basement | 778 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,474 sqft (0.286 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 18-039-00057 |
|---|---|
| Street Address | 21 ERNEST AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01604-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Subdivision | SUBDIVISION LAND HARVARD |
| Legal Block | 39 |
| Legal Lot Number | 57 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 732302 |
Source: Worcester County and Worcester City records · APN 18-039-00057
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 ERNEST AVE, WORCESTER, MA 01604-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 1999 · Amount on Record |
| Deed Sale | May 03, 1999 · Amount on Record |
| Deed Book / Page | 21340 / 141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 21 ERNEST AVE, WORCESTER, MA 01604-2325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61554-174 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 61554/174 |
| Instrument | 132865 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 01, 2036 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,086.00 (+8.14%) | $461,400 (+17.55%) Land $118,900 Building $342,500 | $416,765 (+2.28%) |
| 2024 | $407,455 | ||
| 2023 | $5,628.00 | $392,500 Land $103,300 Building $289,200 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277323022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 439 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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