12 Ernest Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 12 Ernest Ave, Worcester, MA 01604 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,245 sqft · built 1991
Lot Size	0.152 acres (6,628 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jun 2022)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-040-0011B`

Property Details

APN / Parcel Number

Primary APN	`18-040-0011B`
Alternative APN	`WORC M:18 B:040 L:0011B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,245 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	811 sqft
Basement Area	523 sqft
Unfinished Basement	523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,628 sqft (0.152 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	18-040-0011B
Street Address	12 ERNEST AVE
City	WORCESTER
State	MA
Zip	01604-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WORCESTER
Legal Block	40
Legal Lot Number	11B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2020
Census Tract	732301

Owner

Source: Worcester County and Worcester City records · APN 18-040-0011B

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 ERNEST AVE, WORCESTER, MA 01604-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2022	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jun 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	202259707
Deed Book / Page	67682 / 367
Record Updated	Jun 08, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 01, 2022
Property Address	12 ERNEST AVE, WORCESTER, MA 01604-2326
Document Number	067682-367
Book / Page	67682 / 367
Instrument Date	Jun 01, 2022
Instrument	59707
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ERNEST AVE, WORCESTER, MA 01604-2326

Mortgage

Document Number	0000059708
Date	Jun 01, 2022
Instrument	59708

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 ERNEST AVE, WORCESTER, MA 01604-2326
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66151-165
Date	Sep 27, 2021
Book Page	66151/165
Instrument	134908

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 25, 2019
Property Address	12 ERNEST AVE, WORCESTER, MA 01604-2326
Document Number	60603-133
Book / Page	60603 / 133
Instrument Date	May 31, 2019
Instrument	59394
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ERNEST AVE, WORCESTER, MA 01604-2326

Mortgage

Document Number	59395
Date	Jun 25, 2019
Instrument	59395

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,965.00 (+10.41%)	$376,400 (+20.03%) Land $114,000 Building $262,400
2023	$4,497.00	$313,600 Land $99,100 Building $214,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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