18 Ernest Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 18 Ernest Ave, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,376 sqft · built 2022
Lot Size	0.176 acres (7,668 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2023)
Tax Bill	$8,506 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-040-00023`

Property Details

APN / Parcel Number

Primary APN	`18-040-00023`
Alternative APNs	`WORC M:18 B:040 L:00023-01` `M:18 B:040 L:00023 01`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	4,207 sqft
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,668 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18-040-00023
Street Address	18 ERNEST AVE
City	WORCESTER
State	MA
Zip	01604-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	23-1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2020
Census Tract	732301

Owner

Source: Worcester County and Worcester City records · APN 18-040-00023

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 ERNEST AVE, WORCESTER, MA 01604-2326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH BROOKFIELD SAVINGS BANK
Sep 03, 2021	Quit Claim Deed, Transfer · Commercial Mortgage WEBSTER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Sep 03, 2021 · Amount on Record
Deed Book / Page	68703 / 396
Prior Transfer Date	Jan 03, 2023
Prior Transfer Doc	068703-396
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 10, 2023
Property Address	18 ERNEST AVE, WORCESTER, MA 01604-2326
Document Number	068703-396
Book / Page	68703 / 396
Instrument Date	Jan 03, 2023
Instrument	2425
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 ERNEST AVE, WORCESTER, MA 01604-2326

Mortgage

Document Number	0000002426
Date	Jan 10, 2023
Instrument	2426

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 03, 2021
Property Address	18 ERNEST AVE, WORCESTER, MA 01604-2326
Document Number	065986-295
Book / Page	65986 / 295
Instrument Date	Sep 03, 2021
Instrument	124393
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 WACHUSETT ST, HOLDEN, MA 01520-6518

Mortgage

Document Number	0000124394
Date	Sep 03, 2021
Instrument	124394

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,506.00 (+184.48%)	$644,900 (+209.3%) Land $117,800 Building $527,100	$628,615 (+2.46%)
2024			$613,510
2023	$2,990.00	$208,500 Land $102,400 Building $106,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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