21 Emerald Dr, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 21 Emerald Dr, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,138 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individuals on Record
Last Sale	$610,000 (Jul 2026)
Tax Bill	$9,168 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:11 B:25 L:18`

Property Details

APN / Parcel Number

Primary APN	`DERY M:11 B:25 L:18`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,138 sqft
Basement Area	1,100 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 EMERALD DR
City	DERRY
State	NH
Zip	03038-5286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	25
Legal Lot Number	18
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2006
Census Tract	3302

Owner

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	21 EMERALD DR, DERRY, NH 03038-5286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer
May 23, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Deed Document Number	202625776
Deed Book / Page	6720 / 2679
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jul 15, 2026
Property Address	21 EMERALD DR, DERRY, NH 03038-5286
Document Number	0000025776
Book / Page	6720 / 2679
Instrument Date	Jul 15, 2026
Instrument	202625776
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 EMERALD DR, DERRY, NH 03038-5286

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	21 EMERALD DR, DERRY, NH 03038-5286
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06622-1185
Date	May 23, 2025
Book Page	6622/1185
Instrument	25015619

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	21 EMERALD DR, DERRY, NH 03038-5286
Document Number	0059351531
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 EMERALD DR DERRY NH 030385286, DERRY, NH 03038-5286

Mortgage

Document Number	0059351531
Date	Aug 3, 2018
Book Page	005935/001531
Instrument	30962

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,168.00 (+1.6%)	$482,800 (-) Land $209,900 Building $272,900
2024	$9,024.00 (+9.06%)	$482,800 (+20.67%) Land $209,900 Building $272,900
2023	$8,274.00 (+8.61%)	$400,100 (-) Land $178,400 Building $221,700	$361,000
2022	$7,618.00	$400,100 Land $178,400 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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