25 Emerald Dr, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 25 Emerald Dr, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,182 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individuals on Record
Last Sale	$345,000 (Apr 2021)
Tax Bill	$7,727 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:11 B:25 L:15`

Property Details

APN / Parcel Number

Primary APN	`DERY M:11 B:25 L:15`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,182 sqft
Basement Area	1,100 sqft
Unfinished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	25 EMERALD DR
City	DERRY
State	NH
Zip	03038-5286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	25
Legal Lot Number	15
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2006
Census Tract	3302

Owner

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	25 EMERALD DR, DERRY, NH 03038-5286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION
Apr 30, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST MARYS BK
Feb 21, 2019	Quit Claim Deed, Transfer CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	202128644
Deed Book / Page	627 / 396
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	25 EMERALD DR, DERRY, NH 03038-5286
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06674-1525
Date	Dec 26, 2025
Book Page	6674/1525
Instrument	25043878

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	25 EMERALD DR, DERRY, NH 03038-5286
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06512-2890
Date	Oct 18, 2023
Book Page	6512/2890
Instrument	23031371

Lender

Name	TRIANGLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Apr 30, 2021
Property Address	25 EMERALD DR, DERRY, NH 03038-5286
Document Number	627-396
Book / Page	627 / 396
Instrument Date	Apr 30, 2021
Instrument	21028644
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 EMERALD DR, DERRY, NH 03038-5286

Mortgage

Document Number	21028645
Date	Apr 30, 2021
Instrument	21028645

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	25 EMERALD DR, DERRY, NH 03038-5286
Document Number	0061241642
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 EMERALD DR DERRY NH 030385286, DERRY, NH 03038-5286

Mortgage

Document Number	0061241642
Date	Jun 9, 2020
Book Page	006124/001642
Instrument	26768

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Feb 21, 2019
Property Address	25 EMERALD DR, DERRY, NH 03038-5286
Document Number	0059811046
Book / Page	005981 / 001046
Instrument Date	Feb 14, 2019
Instrument	5756
Transaction Type	Transfer
Record Updated	Mar 13, 2019

Transaction

Amount	Amount Recorded
Tax	$750.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 EMERALD DR DERRY NH 030385286, DERRY, NH 03038-5286

Mortgage

Document Number	59811048
Date	Feb 21, 2019
Book Page	005981/001048
Instrument	5757

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,727.00 (+1.6%)	$406,900 (-) Land $188,900 Building $218,000
2024	$7,605.00 (+7.43%)	$406,900 (+18.87%) Land $188,900 Building $218,000
2023	$7,079.00 (+8.62%)	$342,300 (-) Land $160,500 Building $181,800	$411,445
2022	$6,517.00	$342,300 Land $160,500 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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