18 Emerald Dr, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 18 Emerald Dr, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,996 sqft · built 1979
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Jan 2020)
Tax Bill	$12,002 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:11 B:25 L:11`

Property Details

APN / Parcel Number

Primary APN	`DERY M:11 B:25 L:11`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	4,704 sqft
1st Floor Area	1,996 sqft
Basement Area	1,192 sqft
Unfinished Basement	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 EMERALD DR
City	DERRY
State	NH
Zip	03038-5288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	25
Legal Lot Number	11
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2006
Census Tract	3302

Owner

Source: Rockingham County and Derry Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 EMERALD DR, DERRY, NH 03038-5288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 13, 2020	Warranty Deed, Transfer · Conventional with PMI WILLIAM RAVEIS MTG
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOGIX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Jan 29, 1999 · Amount on Record
Deed Document Number	20201614
Deed Book / Page	6074 / 2982
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	18 EMERALD DR, DERRY, NH 03038-5288
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06624-1949
Date	Jun 3, 2025
Book Page	6624/1949
Instrument	25016914

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jan 13, 2020
Property Address	18 EMERALD DR, DERRY, NH 03038-5288
Document Number	0060742982
Book / Page	006074 / 002982
Instrument Date	Jan 13, 2020
Instrument	1614
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,655.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 EMERALD DR DERRY NH 030385288, DERRY, NH 03038-5288

Mortgage

Document Number	60742984
Date	Jan 13, 2020
Book Page	006074/002984
Instrument	1615

Lender

Name	WILLIAM RAVEIS MTG
Type	Mortgage Company
Address	SHELTON, CT 06484

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	18 EMERALD DR, DERRY, NH 03038-5288
Document Number	0060231789
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 EMERALD DR DERRY NH 030385288, DERRY, NH 03038-5288

Mortgage

Document Number	0060231789
Date	Aug 5, 2019
Book Page	006023/001789
Instrument	29824

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2034

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,002.00 (+1.61%)	$632,000 (-) Land $202,300 Building $429,700
2024	$11,812.00 (+12.32%)	$632,000 (+24.29%) Land $202,300 Building $429,700
2023	$10,516.00 (+8.61%)	$508,500 (-) Land $172,000 Building $336,500	$524,970
2022	$9,682.00	$508,500 Land $172,000 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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