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21 E Winona St, Duluth, MN 55803 Property Records

St. Louis County property record for 21 E Winona St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,662 sqft · built 1921
Lot Size0.335 acres (14,621 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Dec 2019)
Tax Bill$4,464 (2026)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-4660-00130

Property Details

APN / Parcel Number

Primary APN010-4660-00130
Alternative APN
  • 1082312

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,662 sqft Gross Area
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1934
Exterior MaterialWood
Construction TypeFrame
Lot Area14,621 sqft (0.335 acres)
Garage Area1,200 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area320 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1082312
Street Address21 E WINONA ST
CityDULUTH
StateMN
Zip55803-1807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINC THAT PART OF VAC CRESCENT AVE LYINGW OF A LINE DRAWN FROM A POINT ON THEEXTENDED S LINE OF BLKS 2 AND 3 DISTANT51 01/100
Legal SubdivisionWOODLAND PARK
Legal Block2
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1016
Census Tract100

Owner

Source: St. Louis County records · APN 010-4660-00130

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21 E WINONA ST, DULUTH, MN 55803-1807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Dec 10, 2019Warranty Deed, Transfer
NORTH SHORE BK/COMMERCE
Dec 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
HARBOR POINTE CU
Aug 01, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Deed Document Number20191018402
Prior Transfer DateJun 23, 2017
Prior Transfer Doc0000988001
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address21 E WINONA ST, DULUTH, MN 55803-1807
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyNORTHSHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001044611
DateAug 03, 2021
Instrument1044611
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 10, 2019
Property Address21 E WINONA ST, DULUTH, MN 55803-1807
Document Number00T1018402
Instrument DateDec 06, 2019
InstrumentT1018402
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 E WINONA ST DULUTH MN 558031807, DULUTH, MN 55803-1807

Mortgage

Document NumberT1018403
DateDec 10, 2019
InstrumentT1018403
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term360 Months
DueDec 09, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address21 E WINONA ST, DULUTH, MN 55803-1807
Document Number00T1006659
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 17TH AVE S #103 FARGO ND 581034587, 103, FARGO, ND 58103-4587

Mortgage

Document Number00T1006659
DateJan 03, 2019
InstrumentT1006659
Lender
NameHARBOR POINTE CU
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 02, 2029

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateAug 01, 2017
Property Address21 E WINONA ST, DULUTH, MN 55803-1807
Document Number000T988001
Instrument DateJun 23, 2017
InstrumentT988001
Transaction TypeTransfer
Record UpdatedAug 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E WINONA ST DULUTH MN 558031807, DULUTH, MN 55803-1807

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,464.00 (+12.84%) Homeowner's exemption
2025$3,956.00 (+1.75%) Homeowner's exemption$359,900 (+18.04%) Land $42,700 Building $317,200$359,900 (+18.04%) Land $42,700 Building $317,200
2024$3,888.00$304,900 (+15.45%) Land $44,700 Building $260,200$304,900 (+15.45%) Land $44,700 Building $260,200
2022$264,100 Land $51,900 Building $212,200$264,100 Land $51,900 Building $212,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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