St. Louis County property record for 20 E Winona St, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,508 sqft · built 1892 |
| Lot Size | 0.346 acres (15,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,075 (Jul 2012) |
| Tax Bill | $4,516 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4660-00430 |
| Primary APN | 010-4660-00430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Gross Area |
| 1st Floor Area | 926 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,095 sqft (0.346 acres) |
| Garage Area | 676 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 252 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 935558 |
|---|---|
| Street Address | 20 E WINONA ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 AND 5 SERIAL # |
| Legal Subdivision | WOODLAND PARK FIRST DIVISION |
| Legal Block | 5 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 100 |
Source: St. Louis County records · APN 010-4660-00430
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 E WINONA ST, DULUTH, MN 55803-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2012 · Amount on Record |
| Deed Sale | Jul 05, 2012 · Amount on Record |
| Deed Document Number | 20121190665 |
| Prior Transfer Date | Jul 10, 2008 |
| Prior Transfer Doc | 0001085991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 20 E WINONA ST, DULUTH, MN 55803-1806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 E WINONA ST, DULUTH, MN 55803-1806 |
| Document Number | 0001453142 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 1453142 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,516.00 (+13.13%) Homeowner's exemption | ||
| 2025 | $3,992.00 (+6.91%) Homeowner's exemption | $363,500 (+18.21%) Land $43,400 Building $320,100 | $363,500 (+18.21%) Land $43,400 Building $320,100 |
| 2024 | $3,734.00 | $307,500 (+20.68%) Land $45,400 Building $262,100 | $307,500 (+20.68%) Land $45,400 Building $262,100 |
| 2022 | $254,800 Land $52,700 Building $202,100 | $254,800 Land $52,700 Building $202,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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