St. Louis County property record for 103 E Winona St, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,074 sqft · built 1915 |
| Lot Size | 0.905 acres (39,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,900 (Dec 2023) |
| Tax Bill | $5,342 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4660-00140 |
| Primary APN | 010-4660-00140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Gross Area |
| 1st Floor Area | 1,139 sqft |
| Basement Area | 592 sqft |
| Finished Basement | 493 sqft |
| Unfinished Basement | 99 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 39,453 sqft (0.905 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 96 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1159012 |
|---|---|
| Street Address | 103 E WINONA ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 INC THAT PART OF VAC CRESCENT AVELYING E OF A LINE DRAWN FROM A POINT ONTHE EXTENDED S LINE OF BLKS 2 AND 3DISTANT 51 |
| Legal Subdivision | WOODLAND PARK FIRST DIVISION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 100 |
Source: St. Louis County records · APN 010-4660-00140
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 E WINONA ST, DULUTH, MN 55803-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Transfer on Death Deed, Transfer |
| Dec 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2023 · Amount on Record |
| Deed Sale | Dec 05, 2023 · Amount on Record |
| Deed Document Number | 20231479194 |
| Prior Transfer Date | Dec 12, 2005 |
| Prior Transfer Doc | 0001005080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 15, 2025 |
| Property Address | 103 E WINONA ST, DULUTH, MN 55803-1809 |
| Document Number | 0001518143 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 1518143 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 05, 2023 |
| Property Address | 103 E WINONA ST, DULUTH, MN 55803-1809 |
| Document Number | 0001479194 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 1479194 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,286.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 103 E WINONA ST, DULUTH, MN 55803-1809 |
| Document Number | 0001479195 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 1479195 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 103 E WINONA ST, DULUTH, MN 55803-1809 |
| Document Number | 00A1395702 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 E WINONA ST DULUTH MN 558031809, DULUTH, MN 55803-1809 |
| Document Number | 00A1395702 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | A1395702 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2035 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,342.00 (+16.69%) Homeowner's exemption | ||
| 2025 | $4,578.00 (+16.08%) Homeowner's exemption | $422,500 (+21.72%) Land $56,600 Building $365,900 | $422,500 (+21.72%) Land $56,600 Building $365,900 |
| 2024 | $347,100 (+26.86%) Land $59,300 Building $287,800 | $347,100 (+26.86%) Land $59,300 Building $287,800 | |
| 2023 | $3,944.00 Homeowner's exemption | ||
| 2022 | $273,600 Land $68,800 Building $204,800 | $273,600 Land $68,800 Building $204,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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