21 E Emma Ave, Des Moines, IA 50315 Property Records

Polk County property record for 21 E Emma Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,265 sqft · built 1971
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2021)
Tax Bill	$3,386 (2024)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-22-353-004`

Property Details

APN / Parcel Number

Primary APN	`7824-22-353-004`
Alternative APN	`120/04472-144-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,265 sqft
Basement Area	1,265 sqft
Finished Basement	192 sqft

Exterior

Year Built	Built 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	34 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	21 E EMMA AVE
City	DES MOINES
State	IA
Zip	50315-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 SCANDIA MAGNOLIA PARK PLAT NO 3
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SCANDIA MAGNOLIA PARK PLAT 3
Legal Lot Number	21
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2016
Census Tract	4501

Owner

21 E Emma Ave is owned by an individual who bought it in December 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1701 NE LOWELL CT, ANKENY, IA 50021-4581
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Dec 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Dec 22, 2021 · Amount on File
Deed Document Number	2021-00133457
Deed Book / Page	18921 / 816
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	21 E EMMA AVE, DES MOINES, IA 50315-4160
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041084
Date	May 20, 2022
Book Page	19118/87
Instrument	2022-00041084

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Dec 22, 2021
Property Address	21 E EMMA AVE, DES MOINES, IA 50315-4160
Document Number	0000133458
Book / Page	18921 / 818
Instrument Date	Dec 20, 2021
Instrument	2021-00133458
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 NE LOWELL CT, ANKENY, IA 50021-4581

Mortgage

Document Number	0000133459
Date	Dec 22, 2021
Instrument	2021-00133459

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Dec 14, 2018
Property Address	21 E EMMA AVE, DES MOINES, IA 50315-4160
Document Number	0000046849
Book / Page	017183 / 000585
Instrument Date	Dec 7, 2018
Instrument	46849
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13880 LAKEVIEW DR CLIVE IA 503258846, CLIVE, IA 50325-8846

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,800 Land $38,500 Building $149,300	$187,800 Land $38,500 Building $149,300
2024	$3,386.00
2023		$168,700 Land $34,000 Building $134,700	$168,700 Land $34,000 Building $134,700
2020	$3,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 E Emma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 E Emma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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