Polk County property record for 15 E Emma Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,247 sqft · built 1971 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Feb 2022) |
| Tax Bill | $3,842 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120/04472-145-000 |
| Primary APN | 120/04472-145-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 897 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 547 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 15 E EMMA AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-4160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 SCANDIA MAGNOLIA PARK PLAT NO 3 |
| Legal Subdivision | SCANDIA MAGNOLIA PARK PLAT 3 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 4501 |
15 E Emma Ave is owned and occupied by an individual who bought it in February 2022.
Source: Polk County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 E EMMA AVE, DES MOINES, IA 50315-4160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION |
| Feb 25, 2022 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Aug 25, 2015 · Amount on File |
| Deed Document Number | 202215591 |
| Deed Book / Page | 19002 / 118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 24, 2026 |
| Property Address | 15 E EMMA AVE, DES MOINES, IA 50315-4160 |
| Document Number | 0000038275 |
| Book / Page | 20568 / 836 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202638275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15 E EMMA AVE, DES MOINES, IA 50315-4160 |
| Document Number | 0000038275, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 20568/836 |
| Instrument | 202638275 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 25, 2022 |
| Property Address | 15 E EMMA AVE, DES MOINES, IA 50315-4160 |
| Document Number | 0000015591 |
| Book / Page | 19002 / 118 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022-00015591 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 E EMMA AVE, DES MOINES, IA 50315-4160 |
| Document Number | 0000015593 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-00015593 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,600 Land $38,400 Building $179,200 | $217,600 Land $38,400 Building $179,200 | |
| 2024 | $3,842.00 | ||
| 2023 | $195,300 Land $33,900 Building $161,400 | $195,300 Land $33,900 Building $161,400 | |
| 2020 | $3,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 E Emma Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15 E Emma Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Google Fiber.
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