104 E Emma Ave, Des Moines, IA 50315 Property Records

Polk County property record for 104 E Emma Ave, Des Moines, IA 50315

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,671 sqft · built 1971
Lot Size	0.231 acres (10,090 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Nov 2025)
Tax Bill	$4,182 (2024)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-352-019`

Property Details

APN / Parcel Number

Primary APN	`7824-22-352-019`
Alternative APN	`120/04472-128-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,671 sqft Total Area
1st Floor Area	1,671 sqft
Basement Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,090 sqft (0.231 acres)
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	104 E EMMA AVE
City	DES MOINES
State	IA
Zip	50315-4163
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	E 50F LOT 5 MEAS ON S LN & W 15F LOT 6 SCANDIA MAGNOLIA PARK PLAT NO 3
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SCANDIA MAGNOLIA PARK PLAT 3
Legal Lot Number	5,6
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2015
Census Tract	4501

Owner

104 E Emma Ave, a duplex, is owned by a company that bought it in November 2025.

Source: Polk County records, as of December 1, 2025

Owner of Record	Company Name on File
Mailing Address	2706 GLOVER AVE, DES MOINES, IA 50315-1813
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · Line of Credit BANK IOWA
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Jan 25, 2022 · Amount on File
Deed Document Number	2025-00070283
Deed Book / Page	20343 / 352
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 21, 2025
Property Address	104 E EMMA AVE, DES MOINES, IA 50315-4163
Document Number	0000070283
Book / Page	20343 / 352
Instrument Date	Nov 10, 2025
Instrument	2025-00070283
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 GLOVER AVE, DES MOINES, IA 50315-1813

Mortgage

Document Number	0000070284
Date	Nov 21, 2025
Instrument	2025-00070284

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2030

Interest

Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 25, 2022
Property Address	104 E EMMA AVE, DES MOINES, IA 50315-4163
Document Number	0000006691
Book / Page	18962 / 265
Instrument Date	Jan 20, 2022
Instrument	2022-00006691
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 E EMMA AVE # 104, 104, DES MOINES, IA 50315-4163
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006694
Date	Jan 25, 2022
Instrument	2022-00006694

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,300 Land $40,900 Building $191,400	$232,300 Land $40,900 Building $191,400
2024	$4,182.00
2023		$208,300 Land $36,200 Building $172,100	$208,300 Land $36,200 Building $172,100
2020	$4,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 E Emma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 104 E Emma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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