21 E Bow St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 21 E Bow St, Franklin, NH 03235 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,345 sqft · built 1880
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Sep 2018)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Nov 2022 Refinance Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:117 B:323 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:117 B:323 L`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,345 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	1,048 sqft
Basement Area	646 sqft
Unfinished Basement	646 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Cape Cod
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Covered

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	21 E BOW ST
City	FRANKLIN
State	NH
Zip	03235-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	323
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4002
Census Tract	43002

Owner

Source: Merrimack County and Franklin City records · APN FRKN M:117 B:323 L

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 963, WOLFEBORO, NH 03894-0963
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK
Sep 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SVGS BK
Sep 12, 2018	Warranty Deed, Transfer BANK OF NH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	201816448
Deed Book / Page	3607 / 2345
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	21 E BOW ST, FRANKLIN, NH 03235-1217
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021346
Date	Nov 10, 2022
Book Page	3811/1554
Instrument	202200021346

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	21 E BOW ST, FRANKLIN, NH 03235-1217
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031694
Date	Dec 13, 2021
Book Page	3773/323
Instrument	202100031694

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	21 E BOW ST, FRANKLIN, NH 03235-1217
Document Number	0036950172
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 ELF RD WEST ORANGE NJ 070523107, WEST ORANGE, NJ 07052-3107

Mortgage

Document Number	0036950172
Date	Sep 04, 2020
Book Page	003695/000172
Instrument	19123

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 03, 2045

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Sep 12, 2018
Property Address	21 E BOW ST, FRANKLIN, NH 03235-1217
Document Number	0036072345
Book / Page	003607 / 002345
Instrument Date	Sep 06, 2018
Instrument	16448
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 ELF RD WEST ORANGE NJ 070523107, WEST ORANGE, NJ 07052-3107

Mortgage

Document Number	36072348
Date	Sep 12, 2018
Book Page	003607/002348
Instrument	16450

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Franklin City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+15.74%)	$173,100 (+60.13%) Land $68,400 Building $104,700
2023			$299,630
2022	$2,637.00	$108,100 Land $54,800 Building $53,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130430024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2003, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Franklin Falls Historic District listed 1982 · 92 contributing resources · NRIS 82001691

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Cogeco Cable Holdings II	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cogeco Cable Holdings II, Verizon, T-Mobile USA, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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