St. Charles County property record for 23 Dunmore Cir, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,478 sqft · built 1990 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on Record |
| Last Sale | $391,880 (Sep 2026) |
| Tax Bill | $4,638 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000389 |
| Primary APN | A913000389 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| Gross Area | 4,560 sqft |
| 1st Floor Area | 2,478 sqft |
| Basement Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000389 |
|---|---|
| Street Address | 23 DUNMORE CIR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO VLG B LOT 280 |
| Legal Subdivision | MONTICELLO VLG B |
| Legal Lot Number | 280 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 311151 |
Source: St. Charles County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3858 HOPEWELL RD, WENTZVILLE, MO 63385-5924 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 8, 2026 | Affidavit, Transfer |
| Sep 8, 2026 | Warranty Deed, Transfer · Construction Mortgage MISSOURI BANK |
| Jul 10, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jul 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 202642837 |
| Prior Transfer Date | Sep 7, 2026 |
| Prior Transfer Doc | 0000042816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 8, 2026 |
| Property Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Number | 0000042816 |
| Instrument Date | Sep 7, 2026 |
| Instrument | 202642816 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 619 W FALLS CT, O FALLON, MO 63368-9646 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 8, 2026 |
| Property Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Number | 0000042837 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202642837 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE COMPANY LLC, M&I TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3858 HOPEWELL RD, WENTZVILLE, MO 63385-5924 |
| Document Number | 0000042838, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202642838 |
| Name | MISSOURI BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 28, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 10, 2026 |
| Property Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Number | 0000032376 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202632376 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Number | 0000046956 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023R-046956 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 8, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 8, 2021 |
| Property Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Number | 2021R057460 |
| Map Reference | MB 30 PG 68 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021R-057460 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 DUNMORE CIR, O FALLON, MO 63368-8523 |
| Document Number | 2021R057461 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021R-057461 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,806 (-) | $383,190 (-) Land $65,800 Building $317,390 | |
| 2025 | $4,638.00 (+2.82%) | $72,806 (+3.76%) | $383,190 (+3.76%) Land $65,800 Building $317,390 |
| 2024 | $4,511.00 | ||
| 2023 | $70,165 | ||
| 2022 | $369,289 Land $50,000 Building $319,289 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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