Worcester County and Spencer Town property record for 21 Collier Cir, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,098 sqft · built 1996 |
| Lot Size | 1.93 acres (84,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jan 1996) |
| Tax Bill | $5,382 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R36 B:00011 L:00012 |
| Primary APN | SPEN M:00R36 B:00011 L:00012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,860 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,394 sqft (1.93 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 COLLIER CIR |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 11 |
| Legal Lot Number | 12 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 726100 |
21 Collier Cir is owned and occupied by two individuals who bought it in January 1996.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 COLLIER CIR, SPENCER, MA 01562-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 1996 · Amount on File |
| Deed Sale | Jan 23, 1996 · Amount on File |
| Deed Book / Page | 17625 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 21 COLLIER CIR, SPENCER, MA 01562-1525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64297-1 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 64297/1 |
| Instrument | 10591 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 21 COLLIER CIR, SPENCER, MA 01562-1525 |
| Document Number | 59624-83 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 COLLIER CIR SPENCER MA 015621525, SPENCER, MA 01562-1525 |
| Document Number | 59624-83 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 059624/000083 |
| Instrument | 115699 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2048 |
The 2026 property tax bill for 21 Collier Cir was $5,382, up 9,866.7% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,382.00 (+9,866.67%) | $490,200 (+6.4%) Land $73,300 Building $416,900 | $518,276 (-9.84%) |
| 2025 | $54.00 (-98.97%) | $460,700 (+0.13%) Land $64,000 Building $396,700 | $574,845 |
| 2024 | $5,264.00 (+15.16%) | $460,100 (+21.4%) Land $64,000 Building $396,100 | |
| 2023 | $4,571.00 | $379,000 Land $64,000 Building $315,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Collier Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Collier Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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