Worcester County and Spencer Town property record for 15 Collier Cir, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,337 sqft · built 1993 |
| Lot Size | 1.03 acres (45,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Aug 2017) |
| Tax Bill | $5,859 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Jul 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R36 B:00011 L:00009 |
| Primary APN | SPEN M:00R36 B:00011 L:00009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| Gross Area | 4,108 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,000 sqft (1.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 COLLIER CIR |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | SPENCER |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 COLLIER CIR, SPENCER, MA 01562-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Jul 5, 2024 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 28, 2017 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Prior Sale | Apr 9, 1993 · Amount on Record |
| Deed Book / Page | 57648 / 271 |
| Transfer Doc | 057648-271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 15 COLLIER CIR, SPENCER, MA 01562-1525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065890-332 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 65890/332 |
| Instrument | 117903 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 15 COLLIER CIR, SPENCER, MA 01562-1525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070725-389 |
|---|---|
| Date | Jul 5, 2024 |
| Book Page | 70725/389 |
| Instrument | 52293 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 15 COLLIER CIR, SPENCER, MA 01562-1525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65890-332 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 65890/332 |
| Instrument | 117903 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 15 COLLIER CIR, SPENCER, MA 01562-1525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63271-329 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 63271/329 |
| Instrument | 107328 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Aug 28, 2017 |
| Property Address | 15 COLLIER CIR, SPENCER, MA 01562-1525 |
| Document Number | 57648-271 |
| Book / Page | 057648 / 000271 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 94227 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,527.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 COLLIER CIR SPENCER MA 015621525, SPENCER, MA 01562-1525 |
| Document Number | 57648-274 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 057648/000274 |
| Instrument | 94228 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,859.00 (+10,001.72%) | $533,600 (+6.4%) Land $68,800 Building $464,800 | $621,205 (+11.78%) |
| 2025 | $58.00 (-98.99%) | $501,500 (+0.3%) Land $59,900 Building $441,600 | $555,750 |
| 2024 | $5,720.00 (+4.63%) | $500,000 (+10.3%) Land $59,900 Building $440,100 | |
| 2023 | $5,467.00 | $453,300 Land $59,900 Building $393,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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