Worcester County and Spencer Town property record for 19 Collier Cir, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,455 sqft · built 1995 |
| Lot Size | 2.08 acres (90,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jun 1994) |
| Tax Bill | $4,605 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R36 B:00011 L:00011 |
| Primary APN | SPEN M:00R36 B:00011 L:00011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Gross Area | 3,292 sqft |
| Basement Area | 1,482 sqft |
| Unfinished Basement | 1,482 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,928 sqft (2.08 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 19 COLLIER CIR |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 COLLIER CIR, SPENCER, MA 01562-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1994 · Amount on Record |
| Deed Sale | Jun 30, 1994 · Amount on Record |
| Prior Sale | Jun 30, 1994 · Amount on Record |
| Deed Book / Page | 16401 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 19 COLLIER CIR, SPENCER, MA 01562-1525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071583-364 |
|---|---|
| Date | Jan 29, 2025 |
| Book Page | 71583/364 |
| Instrument | 7759 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Feb 1, 2035 |
| Index | Other |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,605.00 (+8,427.78%) | $419,400 (-9.08%) Land $73,800 Building $345,600 | $457,101 (-4.89%) |
| 2025 | $54.00 (-98.91%) | $461,300 (+6.73%) Land $64,500 Building $396,800 | $480,605 |
| 2024 | $4,944.00 (+14.55%) | $432,200 (+20.76%) Land $64,500 Building $367,700 | |
| 2023 | $4,316.00 | $357,900 Land $64,500 Building $293,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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