21 Cold Stream Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 21 Cold Stream Dr, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,124 sqft · built 1993
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2022)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-82107-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-82107-0-0000`
Alternative APN	`34014J2 15 15`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	260 sqft
Unfinished Basement	604 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21 COLD STREAM DR
City	LANCASTER
State	PA
Zip	17603-6466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	21 COLD STREAM DR
Legal Subdivision	GABLE PARK WOODS SEC 5
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1008
Census Tract	13505

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 17, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Aug 27, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 23, 2017	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20226684910
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 3, 2022
Property Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466
Document Number	0006684910
Instrument Date	Jun 3, 2022
Instrument	6684910
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	NOT AVAILABLE, ONE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466

Mortgage

Document Number	0006684911
Date	Jun 3, 2022
Instrument	6684911

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006462967
Date	Jun 17, 2019
Instrument	6462967

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 27, 2018
Property Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466
Document Number	0006415397
Instrument Date	Aug 24, 2018
Instrument	6415397
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COLD STREAM DR LANCASTER PA 176036466, LANCASTER, PA 17603-6466

Mortgage

Document Number	6415398
Date	Aug 27, 2018
Instrument	6415398

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 23, 2017
Property Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466
Document Number	0006318909
Map Reference	DR F-1-7
Instrument Date	Feb 8, 2017
Instrument	6318909
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COLD STREAM DR, LANCASTER, PA 17603-6466

Mortgage

Document Number	0006318910
Date	Feb 23, 2017
Instrument	6318910

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (-) Land $30,600 Building $69,900	$100,500 (-) Land $30,600 Building $69,900
2025	$2,940.00 (+1.45%)
2024	$2,898.00	$100,500 Land $30,600 Building $69,900
2018			$100,500 Land $30,600 Building $69,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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