16 Cold Stream Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 16 Cold Stream Dr, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1994
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$254,900 (Jun 2026)
Tax Bill	$3,398 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Jun 2026 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-99376-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-99376-0-0000`
Alternative APN	`34014J2 15 20`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	624 sqft
Upper Floors Area	672 sqft
Basement Area	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 COLD STREAM DR
City	LANCASTER
State	PA
Zip	17603-6458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	16 COLD STREAM DR
Legal Subdivision	GABLE PARK WOODS SEC 05
Legal Lot Number	20
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1008
Census Tract	13505

Owner

Source: Lancaster County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1126 OAKMONT DR, LANCASTER, PA 17601-5074
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer · Line of Credit ABSTRACT ASSOCIATES, ABSTRACT ASSOCIATES OF LANCAST
Jun 2, 2026	Deed, Transfer · Line of Credit BURKE AND HERBERT BANK AND TRUST
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 2, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	202621921
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 2, 2026
Property Address	16 COLD STREAM DR, LANCASTER, PA 17603-6458
Document Number	0000021921
Instrument Date	May 29, 2026
Instrument	202621921
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	ABSTRACT ASSOCIATES, ABSTRACT ASSOCIATES OF LANCAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257,449.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1126 OAKMONT DR, LANCASTER, PA 17601-5074

Mortgage

Document Number	0000021922,
Date	Jun 2, 2026
Instrument	202621922

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 2, 2026
Property Address	16 COLD STREAM DR, LANCASTER, PA 17603-6458
Document Number	20260021921
Instrument Date	May 29, 2026
Instrument	202621921
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ABSTRACT ASSOCIATES, ABSTRACT ASSOCIATES OF LANCAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257,449.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1126 OAKMONT DR, LANCASTER, PA 17601-5074

Mortgage

Document Number	0000021922,
Date	Jun 2, 2026
Instrument	202621922

Lender

Name	BURKE AND HERBERT BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	16 COLD STREAM DR, LANCASTER, PA 17603-6458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006564938
Date	Dec 7, 2020
Instrument	6564938

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2047

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Mar 2, 2018
Property Address	16 COLD STREAM DR, LANCASTER, PA 17603-6458
Document Number	0006384868
Instrument Date	Feb 28, 2018
Instrument	6384868
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COLD STREAM DR LANCASTER PA 176036458, LANCASTER, PA 17603-6458

Mortgage

Document Number	6384869
Date	Mar 2, 2018
Instrument	6384869

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,398.00 (+6.05%) Homeowner's exemption	$111,100 (-) Land $26,100 Building $85,000	$111,100 (-) Land $26,100 Building $85,000
2025		$111,100 (-) Land $26,100 Building $85,000	$111,100 (-) Land $26,100 Building $85,000
2024	$3,204.00	$111,100 Land $26,100 Building $85,000
2018			$111,100 Land $26,100 Building $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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