24 Cold Stream Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 24 Cold Stream Dr, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1993
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$133,450 (Jul 2017)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-78597-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-78597-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	64 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24 COLD STREAM DR
City	LANCASTER
State	PA
Zip	17603-6466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	24 COLD STREAM DR
Legal Subdivision	GABLE PARK WOODS
Legal Lot Number	12
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1008
Census Tract	13505

Owner

Source: Lancaster County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 COLD STREAM DR, LANCASTER, PA 17603-6466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jul 5, 2017	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	20176342186
Prior Transfer Date	Feb 17, 2013
Prior Transfer Doc	0006079660
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Sep 22, 2026
Property Address	24 COLD STREAM DR, LANCASTER, PA 17603-6466
Document Number	0000039600
Instrument Date	Sep 17, 2026
Instrument	202639600
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	SILK TITLE UTAH LLC, SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	24 COLD STREAM DR, LANCASTER, PA 17603-6466

Mortgage

Document Number	0000039600,
Date	Sep 22, 2026
Instrument	202639600

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Aug 21, 2026
Property Address	24 COLD STREAM DR, LANCASTER, PA 17603-6466
Document Number	0000034715
Instrument Date	Aug 14, 2026
Instrument	202634715
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 COLD STREAM DR, LANCASTER, PA 17603-6466

Mortgage

Document Number	0000034715,
Date	Aug 21, 2026
Instrument	202634715

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 5, 2017
Property Address	24 COLD STREAM DR, LANCASTER, PA 17603-6466
Document Number	0006342186
Instrument Date	Jun 30, 2017
Instrument	6342186
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 COLD STREAM DR LANCASTER PA 176036466, LANCASTER, PA 17603-6466

Mortgage

Document Number	6342187
Date	Jul 5, 2017
Instrument	6342187

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (-) Land $34,000 Building $70,000	$104,000 (-) Land $34,000 Building $70,000
2025	$3,043.00 (+1.47%)
2024	$2,999.00	$104,000 Land $34,000 Building $70,000
2018			$104,000 Land $34,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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