Hampden County and Holyoke City property record for 21 Charles St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 509 sqft · built 1930 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Aug 2017) |
| Tax Bill | $2,498 (2026) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0081 B:0000 L:72 |
| Primary APN | HOLY M:0081 B:0000 L:72 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 509 sqft Living Area |
| Gross Area | 2,976 sqft |
| Basement Area | 848 sqft |
| Unfinished Basement | 848 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,142 sqft (0.141 acres) |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Street Address | 21 CHARLES ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 72 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 812104 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 CHARLES ST, HOLYOKE, MA 01040-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on Record |
| Deed Sale | Aug 23, 2017 · Amount on Record |
| Prior Sale | Nov 22, 2004 · Amount on Record |
| Deed Document Number | 201749281 |
| Deed Book / Page | 21826 / 443 |
| Transfer Doc | 21826-443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Aug 23, 2017 |
| Property Address | 21 CHARLES ST, HOLYOKE, MA 01040-3505 |
| Document Number | 21826-443 |
| Book / Page | 021826 / 000443 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 49281 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 359 UNION ST SPRINGFIELD MA 011051305, SPRINGFIELD, MA 01105-1305 |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,498.00 (+6.84%) | $143,300 (+7.02%) Land $44,800 Building $80,200 | $214,904 (+20.84%) |
| 2025 | $2,338.00 (+8.69%) | $133,900 (+17.97%) Land $41,800 Building $92,100 | $177,840 (+49.28%) |
| 2024 | $2,151.00 (+3.76%) | $113,500 (+2.71%) Land $39,700 Building $73,800 | $119,130 |
| 2023 | $2,073.00 | $110,500 Land $39,700 Building $70,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netafy Fixed Wireless | 150 / 150 |
May also be available: HGE.NET, T-Mobile.
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