19 Charles St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 19 Charles St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,862 sqft · built 1900
Lot Size	0.144 acres (6,268 sqft)
Owner	Individual Name on Record
Last Sale	$309,900 (Apr 2024)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0081 B:0000 L:71`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0081 B:0000 L:71`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	3,950 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,268 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 CHARLES ST
City	HOLYOKE
State	MA
Zip	01040-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	71
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2010
Census Tract	812104

Owner

Source: Hampden County and Holyoke City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	164 SARGEANT ST, HOLYOKE, MA 01040-3875
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 11, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance COMMERCIAL LENDER LLC
Sep 11, 2023	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	202414571
Deed Book / Page	25375 / 113
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Apr 8, 2024
Property Address	19 CHARLES ST, HOLYOKE, MA 01040-3505
Document Number	025375-113
Book / Page	25375 / 113
Instrument Date	Apr 5, 2024
Instrument	14571
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SARGEANT ST, HOLYOKE, MA 01040-3875

Mortgage

Document Number	0000014572
Date	Apr 8, 2024
Instrument	14572

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	025375-142
Date	Apr 8, 2024
Book Page	25375/142
Instrument	14573

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Sep 11, 2023
Property Address	19 CHARLES ST, HOLYOKE, MA 01040-3505
Document Number	025148-564
Book / Page	25148 / 564
Instrument Date	Sep 11, 2023
Instrument	42641
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 COLONY DR, E LONGMEADOW, MA 01028-1326

Mortgage

Document Number	025148-567
Date	Sep 11, 2023
Book Page	25148/567
Instrument	42642

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

September 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	HOLYOKE MA
Recording Date	Sep 11, 2023
Property Address	19 CHARLES ST, HOLYOKE, MA 01040-3505
Document Number	025148-513
Book / Page	25148 / 513
Instrument Date	Aug 10, 2023
Instrument	42626
Transaction Type	Foreclosure
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 COLONY DR, E LONGMEADOW, MA 01028-1326

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,913.00 (+76.47%)	$281,400 (+91.56%) Land $41,900 Building $239,500	$288,990 (+0.26%)
2024	$2,784.00 (+4.35%)	$146,900 (+3.31%) Land $39,700 Building $107,200	$288,230
2023	$2,668.00	$142,200 Land $39,700 Building $102,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150

May also be available: HGE.NET, T-Mobile.

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