Hampden County and Holyoke City property record for 11 Charles St, #13, Holyoke, MA 01040
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,518 sqft · built 1875 |
| Lot Size | 0.144 acres (6,268 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,392 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0081 B:0000 L:69 |
| Primary APN | HOLY M:0081 B:0000 L:69 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Living Area |
| Gross Area | 5,986 sqft |
| Basement Area | 1,259 sqft |
| Unfinished Basement | 1,259 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 6,268 sqft (0.144 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 CHARLES ST, 13 |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-3505 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Lot Number | 69 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 812104 |
11 Charles St, #13 is owned and occupied by two individuals.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CHARLES ST, 13, HOLYOKE, MA 01040-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11 Charles St, #13 was $4,392, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,392.00 (+6.76%) | $252,000 (+6.96%) Land $44,800 Building $189,200 | $310,566 |
| 2025 | $4,114.00 (+6.36%) | $235,600 (+15.43%) Land $41,900 Building $193,700 | |
| 2024 | $3,868.00 (+8.07%) | $204,100 (+6.97%) Land $39,700 Building $164,400 | |
| 2023 | $3,579.00 | $190,800 Land $39,700 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Charles St, #13 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Charles St, #13 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netafy Fixed Wireless | 150 / 150 |
May also be available: HGE.NET, T-Mobile.
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