21 Cape Breton Ct, Pacifica, CA 94044 Property Records

San Mateo County property record for 21 Cape Breton Ct, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,240 sqft · built 1973
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Jul 2003)
Tax Bill$11,018 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN022-402-480

Property Details

APN / Parcel Number

Primary APN022-402-480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area2,480 sqft
1st Floor Area1,240 sqft
Basement Area1,240 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeBasement
Garage Area1,240 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21 CAPE BRETON CT
CityPACIFICA
StateCA
Zip94044-3843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 10 BLK 3 PARK PACIFICA NO 3 RSM 70/42 47
Legal SubdivisionPARK PACIFICA NO 3
Legal Block3
Legal Lot Number10
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1002
Census Tract603400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 CAPE BRETON CT, PACIFICA, CA 94044-3843
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2003 · Amount on Record
Deed SaleJul 1, 2003 · Amount on Record
Prior SaleAug 21, 1998 · Amount on Record
Deed Document Number2003181446
Last Transfer DateOct 7, 2011
Transfer Doc0000126265
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address21 CAPE BRETON CT, PACIFICA, CA 94044-3843
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CAPE BRETON CT, PACIFICA, CA 94044-3843

Mortgage

Document Number0000124027
DateNov 6, 2020
Instrument2020-124027
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$833,860 (+2%) Land $416,930 Building $416,930
2025$11,018.00 (+7.26%) Homeowner's exemption$817,510 (+4.04%) Land $408,755 Building $408,755
2023$10,272.00 (+4%) Homeowner's exemption$785,768 Land $392,884 Building $392,884$1,009,620
2022$9,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1978–1998)
Claims Outside the SFHA4 of 5
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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