21 Bear Cir, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 21 Bear Cir, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,244 sqft · built 1967
Lot Size	0.104 acres (4,526 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Jan 2026 Sale Sep 2018 Mortgage
APN	`06-1.0-01-003-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-003-001-010.000`

Interior

Building Area	1,244 sqft Base Area
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	4,526 sqft (0.104 acres)
Lot Dimensions	103 ft deep x 43.6 ft wide

Location & Zoning

Street Address	21 BEAR CIR
City	SAINT JOSEPH
State	MO
Zip	64506-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HURST EASTERN HILLS ADDITION LOT:21 BLK:LGL DESC:
Legal Subdivision	HURST EASTERN HILLS ADDITION
Legal Lot Number	21
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 8933, SAINT JOSEPH, MO 64508-8933
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Beneficiary Deed, Transfer
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2026
Transfer Doc	003814/901
Record Updated	Sep 20, 2026

January 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 6, 2026
Property Address	21 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Document Number	003814/901
Book / Page	3814 / 901
Instrument Date	Jan 6, 2026
Instrument	2026000079
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BEAR CIR, SAINT JOSEPH, MO 64506-2512

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	21 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3705/225
Date	Sep 11, 2018
Book Page	3705/225
Instrument	2018008385

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00	$19,390 (+6.83%) Land $3,900 Building $15,490	$102,020 (+6.83%) Land $20,500 Building $81,520
2024	$1,366.00 (+16.16%)
2023	$1,176.00 (-0.68%)	$18,150 (-) Land $3,900 Building $14,250	$95,500 (-) Land $20,500 Building $75,000
2022	$1,184.00	$18,150 Land $3,900 Building $14,250
2021			$95,500 Land $20,500 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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