20 Bear Cir, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 20 Bear Cir, Saint Joseph, MO 64506 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1964
Lot Size	0.106 acres (4,639 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Sep 2019)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Jan 2010 Mortgage Sep 2019 Mortgage + 1 more
APN	`06-1.0-01-003-001-011.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-003-001-011.000`

Interior

Building Area	1,152 sqft Base Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	4,639 sqft (0.106 acres)
Lot Dimensions	106 ft deep x 43.6 ft wide

Location & Zoning

Street Address	20 BEAR CIR
City	SAINT JOSEPH
State	MO
Zip	64506-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:HURST EASTERN HILLS ADDITION LOT:20 BLK:LGL DESC:
Legal Subdivision	HURST EASTERN HILLS ADDITION
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	702

Owner

Source: Buchanan County records · APN 06-1.0-01-003-001-011.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 04, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Oct 20, 2008	Trustee's Deed, Foreclosure · Conventional Mortgage COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Prior Sale	Oct 20, 2008 · Amount on Record
Deed Document Number	20197413
Deed Book / Page	3740 / 972
Prior Transfer Date	Sep 03, 2019
Prior Transfer Doc	003740/973
Record Updated	Sep 20, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	20 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	NEW MILLENNIUM TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03193/0102
Date	Jan 27, 2010
Book Page	3193/0102
Instrument	2010000908

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2040

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Sep 04, 2019
Property Address	20 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Document Number	003740/972
Book / Page	3740 / 972
Instrument Date	Sep 03, 2019
Instrument	2019007413
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BEAR CIR, SAINT JOSEPH, MO 64506-2512

Mortgage

Document Number	003740/973
Date	Sep 04, 2019
Book Page	3740/973
Instrument	2019007414

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

October 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 20, 2008
Property Address	20 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Document Number	03106/0896
Book / Page	3106 / 0896
Instrument Date	Oct 17, 2008
Instrument	2008013465
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 WINSTON PL, SAINT JOSEPH, MO 64506-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11975 NE STATE ROUTE 6, EASTON, MO 64443-4100

Mortgage

Document Number	2008013466
Date	Oct 20, 2008
Instrument	2008013466

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2038

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,310.00	$18,590 (+8.9%) Land $3,900 Building $14,690	$97,790 (+8.9%) Land $20,500 Building $77,290
2024	$1,310.00 (+18.34%)
2023	$1,107.00 (-0.72%)	$17,070 (-) Land $3,900 Building $13,170	$89,800 (-) Land $20,500 Building $69,300
2022	$1,115.00	$17,070 Land $3,900 Building $13,170
2021			$89,800 Land $20,500 Building $69,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210007023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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