19 Bear Cir, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 19 Bear Cir, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1965
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2021)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Transfer + 1 more
APN	`06-1.0-01-003-001-012.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-003-001-012.000`

Interior

Building Area	1,668 sqft Base Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	179 ft deep x 43.6 ft wide

Location & Zoning

Street Address	19 BEAR CIR
City	SAINT JOSEPH
State	MO
Zip	64506-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HURST EASTERN HILLS ADDITION LOT:19 BLK:LGL DESC:
Legal Subdivision	HURST EASTERN HILLS ADDITION
Legal Lot Number	19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 5, 2021	Intrafamily Transfer, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC
Feb 14, 2020	Deed of Trust, Mortgage · VA Mortgage NBKS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Mar 20, 2008 · Amount on Record
Deed Document Number	20215694
Deed Book / Page	3763 / 32
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	3761/893
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 2, 2021
Property Address	19 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Document Number	3763/32
Book / Page	3763 / 32
Instrument Date	Jun 1, 2021
Instrument	2021005694
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9112 N STARK CT, 9112, KANSAS CITY, MO 64157-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BEAR CIR, SAINT JOSEPH, MO 64506-2512

Mortgage

Document Number	2021005695
Date	Jun 2, 2021
Instrument	2021005695

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	May 5, 2021
Property Address	19 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Document Number	3761/893
Book / Page	3761 / 893
Instrument Date	Jan 14, 2021
Instrument	2021004544
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BEAR CIR, SAINT JOSEPH, MO 64506-2512

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	19 BEAR CIR, SAINT JOSEPH, MO 64506-2512
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3745/978
Date	Feb 14, 2020
Book Page	3745/978
Instrument	2020001118

Lender

Name	NBKS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00 (+0.06%)	$22,830 (+13.13%) Land $3,900 Building $18,930	$120,130 (+13.12%) Land $20,500 Building $99,630
2024	$1,604.00 (+22.91%)
2023	$1,305.00 (-0.68%)	$20,180 (-) Land $3,900 Building $16,280	$106,200 (-) Land $20,500 Building $85,700
2022	$1,314.00	$20,180 Land $3,900 Building $16,280
2021			$106,200 Land $20,500 Building $85,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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