21 Bay Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 21 Bay Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,349 sqft · built 1999
Lot Size	0.249 acres (10,830 sqft)
Owner	Company Name on Record
Last Sale	$2,700,000 (Nov 2000)
Tax Bill	$57,608 (2025)
Deeds & Mortgages	May 2026 Transfer Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-180-30`

Property Details

APN / Parcel Number

Primary APN	`056-180-30`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,349 sqft Living Area
1st Floor Area	4,349 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,830 sqft (0.249 acres)
Lot Dimensions	250 ft deep x 43 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 BAY DR
City	LAGUNA BEACH
State	CA
Zip	92651-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 970 BLK LOT 25
Legal Subdivision	TR 970
Legal Tract	970
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	42305

Owner

Source: Orange County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31622 PASEO RITA, SAN JUAN CAPISTRANO, CA 92675-3019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 7, 2025	Intrafamily Transfer, Transfer
Nov 7, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2000 · Amount on Record
Deed Sale	Nov 13, 2000 · Amount on Record
Prior Sale	Dec 9, 1997 · Amount on Record
Deed Document Number	2000618129
Last Transfer Date	Oct 30, 2025
Transfer Doc	0000306340
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 1, 2026
Property Address	21 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000127026
Instrument Date	Apr 10, 2026
Instrument	2026127026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	31622 PASEO RITA, SAN JUAN CAPISTRANO, CA 92675-3019

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 7, 2025
Property Address	21 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000306339
Map Reference	MB 31 PG 5&6
Instrument Date	Oct 30, 2025
Instrument	2025000306339
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31622 PASEO RITA, SAN JUAN CAPISTRANO, CA 92675-3019

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 7, 2025
Property Address	21 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000306340
Map Reference	MB 31 PG 5&6
Instrument Date	Oct 30, 2025
Instrument	2025000306340
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	31622 PASEO RITA, SAN JUAN CAPISTRANO, CA 92675-3019

Mortgage

Document Number	0000309068
Date	Nov 7, 2025
Instrument	2025000309068

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.92%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.92%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.92%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$57,608.00 (+1.57%) Homeowner's exemption	$5,462,910 (+4.04%) Land $4,068,508 Building $1,394,402
2024	$56,715.00 (+1.22%)
2023	$56,033.00 (+1.89%)	$5,250,780 Land $3,910,524 Building $1,340,256
2022	$54,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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