23 Bay Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 23 Bay Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,378 sqft · built 1999
Lot Size	0.265 acres (11,521 sqft)
Owner	Trust Name on File
Last Sale	$2,425,000 (Mar 2000)
Tax Bill	$68,332 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`056-180-29`

Property Details

APN / Parcel Number

Primary APN	`056-180-29`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,378 sqft Living Area
1st Floor Area	5,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,521 sqft (0.265 acres)
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	23 BAY DR
City	LAGUNA BEACH
State	CA
Zip	92651-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 970 BLK LOT 26
Legal Subdivision	TRACT NO 970
Legal Tract	970
Legal Lot Number	26
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	42305

Owner

23 Bay Dr is held in a trust since February 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	3 S PORTOLA, LAGUNA BEACH, CA 92651-6716
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage CAROL A ANENBERG
Oct 23, 2018	Deed of Trust, Mortgage CITY NATIONAL BANK
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Mar 30, 2020	Deed of Trust, Mortgage · ARM MUFG UNION BANK N A
Feb 16, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage NEIL R ANENBERG
Feb 16, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Intrafamily Transfer, Transfer
Feb 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2000 · Amount on File
Deed Sale	Mar 8, 2000 · Amount on File
Prior Sale	Oct 9, 1998
Deed Document Number	2000122955
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000105506
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SOUTH ORTOLA, LAGUNA BEACH, CA 92651

Mortgage

Document Number	0000105511
Date	Feb 16, 2021
Instrument	2021000105511

Lender

Name	CAROL A ANENBERG
Type	Private Party
Address	23 BAY DR, LAGUNA BEACH, CA 92651

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000382257
Date	Oct 23, 2018
Instrument	2018000382257

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362212
Date	Jul 28, 2020
Instrument	2020000362212

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142604
Date	Mar 30, 2020
Instrument	2020000142604

Lender

Name	MUFG UNION BANK N A
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2021
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000105506
Map Reference	MB 31 PG 5&6
Instrument Date	Feb 12, 2021
Instrument	2021000105506
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780

Mortgage

Document Number	0000105510
Date	Feb 16, 2021
Instrument	2021000105510

Lender

Name	NEIL R ANENBERG
Type	Private Party
Address	23 BAY DR, LAGUNA BEACH, CA 92651

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2021
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000105509
Map Reference	MB 31 PG 5&6
Instrument Date	Feb 12, 2021
Instrument	2021000105509
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2021
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000105507
Map Reference	MB 31 PG 5&6
Instrument Date	Feb 12, 2021
Instrument	2021000105507
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2021
Property Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000105508
Map Reference	MB 31 PG 5&6
Instrument Date	Feb 12, 2021
Instrument	2021000105508
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BAY DR, LAGUNA BEACH, CA 92651-6780

Tax Assessment & Valuation

The 2025 property tax bill for 23 Bay Dr was $68,332.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,572,446 (+2%) Land $4,262,851 Building $2,309,595
2025	$68,332.00	$6,443,575 Land $4,179,266 Building $2,264,309
2023	$65,402.00 (+2.58%)	$6,193,364 Land $4,016,980 Building $2,176,384
2022	$63,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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