17 Bay Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 17 Bay Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,992 sqft · built 1961
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Trust Names on File
Last Sale	$50,000 (Jan 1998)
Tax Bill	$12,440 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-180-56`

Property Details

APN / Parcel Number

Primary APN	`056-180-56`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	8,000 sqft (0.184 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	17 BAY DR
City	LAGUNA BEACH
State	CA
Zip	92651-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 970 BLK LOT 23 TR 970 LOT 23 ALL OF LOT -EX NWLY 5FT-
Legal Subdivision	TRACT 970 IN THE CITY OF LAGUNA BEACH
Legal Tract	970
Legal Lot Number	23
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	42305

Owner

17 Bay Dr is owner-occupied and held in a trust since January 1998.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17 BAY DR, LAGUNA BEACH, CA 92651-6780
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 13, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage DOLORES K BEAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 1998 · Amount on File
Deed Sale	Jan 15, 1998 · Amount on File
Prior Sale	Sep 15, 1997 · Amount on File
Deed Document Number	199823725
Prior Transfer Date	Jul 28, 1997
Prior Transfer Doc	0000370712
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	17 BAY DR, LAGUNA BEACH, CA 92651-6780
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BAY DR, LAGUNA BEACH, CA 92651-6780

Mortgage

Document Number	0000030955
Date	Jan 24, 2022
Instrument	2022000030955

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 13, 2018
Property Address	17 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000336235
Map Reference	MB31 PG5&6
Instrument Date	Aug 29, 2018
Instrument	2018000336235
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17 BAY DR, LAGUNA BEACH, CA 92651-6780

Mortgage

Document Number	0000336236
Date	Sep 13, 2018
Instrument	2018000336236

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	17 BAY DR, LAGUNA BEACH, CA 92651-6780
Document Number	0000366637
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	32392 COAST HWY #170 LAGUNA BEACH CA 926516776, 170, LAGUNA BEACH, CA 92651-6776

Mortgage

Document Number	0000366637
Date	Aug 29, 2017
Instrument	366637

Lender

Name	DOLORES K BEAM
Address	PO BOX 67457, SCOTTS VALLEY, CA 95067-7457

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 17 Bay Dr was $12,440 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,041,921 (+2%) Land $855,334 Building $186,587
2025	$12,440.00 Homeowner's exemption	$1,021,492 Land $838,563 Building $182,929
2023	$12,105.00 (+3.1%) Homeowner's exemption	$981,827 Land $806,000 Building $175,827
2022	$11,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17 Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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