21 2nd St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 21 2nd St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,830 sqft · built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2020)
Tax Bill	$6,830 (2026)
Deeds & Mortgages	Jun 2021 Refinance Dec 2017 Mortgage + 1 more
APN	`164801 98.81-3-5`

Property Details

APN / Parcel Number

Primary APN	`164801 98.81-3-5`
Alternative APNs	`480109808100030050000000` `2.-121-15`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	664 sqft
Upper Floors Area	192 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	200 ft deep x 66 ft wide
Porch	Slab
Porch Area	637 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-121-15
Street Address	21 2ND ST
City	MALONE
State	NY
Zip	12953-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK225 LOT26
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2019
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 2nd St is owned and occupied by two individuals who bought it in May 2020.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 2ND ST, MALONE, NY 12953-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	20201839
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	21 2ND ST, MALONE, NY 12953-1302
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212978
Date	Jun 9, 2021
Instrument	2021-2978

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	21 2ND ST, MALONE, NY 12953-1302
Document Number	0000000134
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 2ND ST MALONE NY 129531302, MALONE, NY 12953-1302

Mortgage

Document Number	0000000134
Date	Jan 9, 2018
Instrument	134

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 8, 2030

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 14, 2017
Property Address	21 2ND ST, MALONE, NY 12953-1302
Document Number	0000003787
Instrument Date	Aug 9, 2017
Instrument	3787
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 63 WHIPPLEVILLE NY 129950063, WHIPPLEVILLE, NY 12995-0063

Tax Assessment & Valuation

The 2026 property tax bill for 21 2nd St was $6,830, down 1.2% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,830.00 (-1.16%)
2025	$6,910.00	$125,000 Land $11,500 Building $113,500	$231,481 Land $21,296 Building $210,185
2023		$125,000 Land $11,500 Building $113,500	$208,333 Land $19,167 Building $189,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21 2nd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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