20 2nd St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 20 2nd St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,460 sqft · built 1890
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jul 2007)
Tax Bill	$5,235 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
APN	`2.-121-14`

Property Details

APN / Parcel Number

Primary APN	`2.-121-14`
Alternative APNs	`480109807300080100000000` `164801 98.73-8-10`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,362 sqft
2nd Floor Area	1,098 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	207 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-121-14
Street Address	20 2ND ST
City	MALONE
State	NY
Zip	12953-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK226 LOT84
Legal Block	8
Legal Lot Number	10.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2018
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3140 STATE ROUTE 11, MALONE, NY 12953-4708
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage PATHFINDER BK
Nov 17, 2020	Deed of Trust, Mortgage PATHFINDER BK
Oct 22, 2013	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2007 · Amount on Record
Deed Sale	Jul 17, 2007 · Amount on Record
Deed Book / Page	952 / 189
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	20 2ND ST, MALONE, NY 12953-1303
Document Number	0000005192
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 2ND ST MALONE NY 129531303, MALONE, NY 12953-1303

Mortgage

Document Number	0000005192
Date	Dec 1, 2020
Instrument	5192

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	20 2ND ST, MALONE, NY 12953-1303
Document Number	0000005190
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 2ND ST MALONE NY 129531303, MALONE, NY 12953-1303

Mortgage

Document Number	0000005190
Date	Dec 1, 2020
Instrument	5190

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2035

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	20 2ND ST, MALONE, NY 12953-1303
Document Number	0000002564
Instrument Date	Oct 22, 2013
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 2ND ST MALONE NY 129531303, MALONE, NY 12953-1303

Mortgage

Document Number	0000002564
Date	Jun 7, 2017
Instrument	2564

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,235.00 (-1.15%)
2025	$5,296.00	$95,800 (-) Land $12,900 Building $82,900	$177,407 (+11.11%) Land $23,889 Building $153,518
2023		$95,800 Land $12,900 Building $82,900	$159,667 Land $21,500 Building $138,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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