15 2nd St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 15 2nd St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,884 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$54,500 (Mar 2023)
Tax Bill	$3,169 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2020 Mortgage
APN	`164801 98.81-3-3`

Property Details

APN / Parcel Number

Primary APN	`164801 98.81-3-3`
Alternative APNs	`480109808100030030000000` `2.-121-12`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	588 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	74.3 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-121-12
Street Address	15 2ND ST
City	MALONE
State	NY
Zip	12953-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK225 LOT8B
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2019
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7920 COVEY CHASE DR, CHARLOTTE, NC 28210-7231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	20231317
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Mar 30, 2023
Property Address	15 2ND ST, MALONE, NY 12953-1302
Document Number	0000001317
Instrument Date	Mar 22, 2023
Instrument	2023-1317
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7920 COVEY CHASE DR, CHARLOTTE, NC 28210-7231

Mortgage

Document Number	0000001318
Date	Mar 30, 2023
Instrument	2023-1318

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Type Change Date	Jun 1, 2026
Max Rate At Change	2%
Index	Other
Margin	2

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	15 2ND ST, MALONE, NY 12953-1302
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1373 STATE ROUTE 11B DICKINSON CENTER NY 129301704, DICKINSON CENTER, NY 12930-1704

Mortgage

Document Number	380
Date	Jan 30, 2020
Instrument	380

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,169.00 (-1.15%)
2025	$3,206.00	$58,000 (-) Land $7,700 Building $50,300	$107,407 (+11.11%) Land $14,259 Building $93,148
2023		$58,000 Land $7,700 Building $50,300	$96,667 Land $12,833 Building $83,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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