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20997 Spinnaker St, Bend, OR 97701 Property Records

Deschutes County property record for 20997 Spinnaker St, Bend, OR 97701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,491 sqft · built 1998
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on File
Last Sale$760,000 (May 2026)
Tax Bill$4,999 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171222-BD-00100

Property Details

APN / Parcel Number

Primary APN171222-BD-00100
Alternative APNs
  • R1001171222BD00100
  • 189972

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,491 sqft Living Area
Gross Area3,276 sqft
1st Floor Area1,897 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage Area785 sqft
Deck Area310 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number189972
Street Address20997 SPINNAKER ST
CityBEND
StateOR
Zip97701-8428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAVA MEADOWS PHASE ONE LOT 10
Legal Range12
Legal Township17
Legal Section22
Legal SubdivisionLAVA MEADOWS PHASE ONE
Legal Lot Number10
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1021
Census Tract1101

Owner

Source: Deschutes County records · APN 171222-BD-00100

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address332 PEYTON DR, HAYWARD, CA 94544-4020
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2026 · Amount on Record
Deed SaleMay 08, 2026 · Amount on Record
Deed Document Number202613953
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMay 08, 2026
Property Address20997 SPINNAKER ST, BEND, OR 97701-8428
Document Number0000013953
Instrument DateMay 08, 2026
Instrument2026.13953
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyDESCHUTES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address332 PEYTON DR, HAYWARD, CA 94544-4020

Mortgage

Document Number0000013954,
DateMay 08, 2026
Instrument2026.13954
Lender
NameEZ FUNDINGS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,999.00 (+3.93%)$295,900 (+3%)$609,350 (-0.27%) Land $234,500 Building $374,850
2024$4,810.00 (+7.87%)$287,290 (+3%)$611,030 (-0.65%) Land $234,500 Building $376,530
2023$4,459.00$278,930$615,050 Land $229,500 Building $385,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170011011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TDS TelecomCable1,000 / 20
Yellowknife Wireless CompanyFixed Wireless (licensed-by-rule)700 / 200
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Webformix Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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