Deschutes County property record for 20985 Spinnaker St, Bend, OR 97701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,688 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2024) |
| Tax Bill | $4,705.00 (2025) |
Source: Deschutes County records · APN 171222-BD-00300
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Sep 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Jun 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Jun 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Jun 05, 2018 · Amount on Record |
| Deed Doc Number | 202418268 |
| Prior Transfer Date | Jun 09, 2021 |
| Prior Transfer Doc | 0000035652 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 12, 2022 |
| Property Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000034193 |
| Map Reference | CAB D PG 219 |
| Instrument Date | Sep 02, 2022 |
| Instrument | 2022-34193 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000034194 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022-34194 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 14, 2021 |
| Property Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000035652 |
| Map Reference | CAB D PG 219 |
| Instrument Date | Jun 09, 2021 |
| Instrument | 2021-35652 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NOT AVAILABLE, WESTERN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000035653 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-35653 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 05, 2018 |
| Property Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000023006 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018-23006 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20985 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000023007 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 2018-23007 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,705.00 (+3.93%) | $278,520 (+3%) | $551,190 (+1.21%) Land $216,000 Building $335,190 |
| 2024 | $4,527.00 (+7.86%) | $270,410 (+3%) | $544,620 (+0.93%) Land $216,000 Building $328,620 |
| 2023 | $4,197.00 | $262,540 | $539,620 Land $211,000 Building $328,620 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 171222-BD-00300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,688 sqft Living Area |
| Gross Area | 3,172 sqft Gross Area |
| 1st Floor | 1,344 sqft 1st Floor |
| Basement Area | 1,344 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 484 sqft Garage |
| Deck Area | 276 sqft Deck |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 189974 |
|---|---|
| Street Address | 20985 SPINNAKER ST |
| City | BEND |
| State | OR |
| Zip | 97701-8428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAVA MEADOWS PHASE ONE LOT 12 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 22 |
| Legal Subdivision | LAVA MEADOWS PHASE ONE |
| Legal Lot Number | 12 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 1101 |
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