Deschutes County property record for 20984 Spinnaker St, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1997 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Sep 2005) |
| Tax Bill | $3,560 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171222-BD-01600 |
| Primary APN | 171222-BD-01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,496 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 576 sqft |
| Deck Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 189987 |
|---|---|
| Street Address | 20984 SPINNAKER ST |
| City | BEND |
| State | OR |
| Zip | 97701-8428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LAVA MEADOWS PHASE ONE LOT 7 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 22 |
| Legal Subdivision | LAVA MEADOWS PHASE ONE |
| Legal Lot Number | 7 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1101 |
Source: Deschutes County assessment roll, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20984 SPINNAKER ST, BEND, OR 97701-8428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 1, 2005 · Amount on Record |
| Deed Sale | Sep 1, 2005 · Amount on Record |
| Deed Document Number | 200558879 |
| Prior Transfer Date | Mar 4, 2005 |
| Prior Transfer Doc | 0000013918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20984 SPINNAKER ST, BEND, OR 97701-8428 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE G, FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|---|
| Address | 20984 SPINNAKER ST, BEND, OR 97701-8428 |
| Document Number | 0000067788 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-67788 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,560.00 (+3.94%) | $210,700 (+3%) | $443,850 (-0.24%) Land $213,000 Building $230,850 |
| 2024 | $3,425.00 (+7.87%) | $204,570 (+3%) | $444,910 (-0.13%) Land $213,000 Building $231,910 |
| 2023 | $3,175.00 | $198,620 | $445,500 Land $208,000 Building $237,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Company Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Webformix Company.
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