20997 Saint Stephens Ave, Middletown, CA 95461 Property Records

Lake County property record for 20997 Saint Stephens Ave, Middletown, CA 95461

Property Summary

Property TypeCampground, RV Park
Details6 bd · 3.5 ba · 1,824 sqft · built 1979
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$144,000 (Aug 2013)
Tax Bill$3,464 (2026)
Deeds & MortgagesMay 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN014-104-120-000

Property Details

APN / Parcel Number

Primary APN014-104-120-000
Alternative APN
  • 014-104-12

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,824 sqft Gross Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleMobile Home
Construction TypeConcrete
Lot Area23,958 sqft (0.55 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number014-104-12
Street Address20997 SAINT STEPHENS AVE
CityMIDDLETOWN
StateCA
Zip95461-9705
Property CategoryCommercial
Property TypeCommercial > Retail > Campground, RV Park
Local Zoning CodeSR
Legal SubdivisionCALLAYOMI PARK
Legal Block3
Legal Lot Number3
JurisdictionLAKE CA
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3004
Census Tract1302

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20997 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2013 · Amount on Record
Deed SaleAug 2, 2013 · Amount on Record
Prior SaleApr 12, 2011 · Amount on Record
Deed Document Number201311865
Prior Transfer DateDec 9, 2010
Prior Transfer Doc0000019030
Record UpdatedOct 29, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE CA
Property Address20997 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705
Document Number0000007795
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address20997 SAINT STEPHENS AVE MIDDLETOWN CA 954619705, MIDDLETOWN, CA 95461-9705

Mortgage

Document Number0000007795
DateJun 13, 2018
Instrument7795
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2048
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictMiddletown Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,464.00 (+2.06%) Homeowner's exemption$253,984 (+2%) Land $93,772 Building $160,212
2025$3,394.00 (+7.34%) Homeowner's exemption$249,005 (+4.04%) Land $91,934 Building $157,071
2023$3,162.00 (+2.9%) Homeowner's exemption$239,338 Land $88,365 Building $150,973
2022$3,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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