Lake County property record for 20907 Saint Stephens Ave, Middletown, CA 95461
| Property Type | Campground, RV Park |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 2016 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Aug 2018) |
| Tax Bill | $4,176 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 014-104-190-000 |
| Primary APN | 014-104-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Gross Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Lot Area | 37,026 sqft (0.85 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Central |
| Old Parcel Number | 014-104-19 |
|---|---|
| Street Address | 20907 SAINT STEPHENS AVE |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9705 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Campground, RV Park |
| Local Zoning Code | SR |
| Legal Subdivision | CALLAYOMI PARK |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1302 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20907 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG |
| Apr 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG |
| Aug 10, 2018 | Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | May 1, 2015 · Amount on Record |
| Deed Document Number | 201810285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 20907 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006783 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 2017006783 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 20907 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705 |
| Document Number | 0000001324 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20907 SAINT STEPHENS AVE MIDDLETOWN CA 954619705, MIDDLETOWN, CA 95461-9705 |
| Document Number | 0000001324 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 1324 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 20907 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705 |
| Document Number | 0000005813 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20907 SAINT STEPHENS AVE MIDDLETOWN CA 954619705, MIDDLETOWN, CA 95461-9705 |
| Document Number | 0000005813 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 5813 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 14, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 20907 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705 |
| Document Number | 0000010285 |
| Map Reference | MB2 PG4&5 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 2018010285 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20907 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9705 |
| Document Number | 0000010286 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 2018010286 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,176.00 (+1.75%) | $352,721 (+2%) Land $85,334 Building $267,387 |
| 2025 | $4,104.00 (+3.12%) | $345,806 (+4.04%) Land $83,661 Building $262,145 |
| 2023 | $3,980.00 (+0.86%) | $332,379 Land $80,413 Building $251,966 |
| 2022 | $3,946.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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