Lake County property record for 20878 Saint Stephens Ave, Middletown, CA 95461
| Property Type | Campground, RV Park |
|---|---|
| Details | 2 bd · 2 ba · 1,536 sqft · built 1981 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Trust Name on File |
| Last Sale | $235,000 (Dec 2018) |
| Tax Bill | $3,230 (2026) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 014-105-250-000 |
| Primary APN | 014-105-250-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Gross Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Lot Area | 40,511 sqft (0.93 acres) |
| Old Parcel Number | 014-105-25 |
|---|---|
| Street Address | 20878 SAINT STEPHENS AVE |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9501 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Campground, RV Park |
| Local Zoning Code | SR |
| Legal Subdivision | CALLAYOMI PARK |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1302 |
20878 Saint Stephens Ave, a commercial property, is held in a trust since December 2018.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 1441, MIDDLETOWN, CA 95461-1441 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on File |
| Deed Sale | Dec 17, 2018 · Amount on File |
| Deed Document Number | 201815737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Dec 17, 2018 |
| Property Address | 20878 SAINT STEPHENS AVE, MIDDLETOWN, CA 95461-9501 |
| Document Number | 0000015737 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 15737 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 787 FORESTVILLE CA 954360787, FORESTVILLE, CA 95436-0787 |
| Document Number | 15738 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 15738 |
| Name | DAVID FIGUEROA |
|---|---|
| Address | 20878 NAPA AVE, MIDDLETOWN, CA 95461-9796 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20878 Saint Stephens Ave was $3,230, up 1.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,230.00 (+1.8%) | $267,383 (+2%) Land $142,225 Building $125,158 |
| 2025 | $3,173.00 | $262,141 Land $139,437 Building $122,704 |
| 2023 | $3,075.00 (+0.95%) | $251,964 Land $134,023 Building $117,941 |
| 2022 | $3,046.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20878 Saint Stephens Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20878 Saint Stephens Ave is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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