20997 Niagara River Dr, Sonora, CA 95370 Property Records

Tuolumne County property record for 20997 Niagara River Dr, Sonora, CA 95370

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,684 sqft · built 1974
Lot Size0.462 acres (20,110 sqft)
OwnerIndividual Name on File
Tax Bill$1,819 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN081-032-012-000

Property Details

APN / Parcel Number

Primary APN081-032-012-000
Alternative APNs
  • 081-032-012
  • 0810321200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Lot Area20,110 sqft (0.462 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number081-032-012
Street Address20997 NIAGARA RIVER DR
CitySONORA
StateCA
Zip95370-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1,MX
Legal DescriptionCRYSTAL FALLS RANCH 1A L58
Legal SubdivisionCRYSTAL FALLS RANCH 1A
Legal Lot Number58
JurisdictionTUOLUMNE CA
Township / Civil DivisionEAST SONORA-PHOENIX LAKE
Census Block Group3
Census Block3025
Census Tract2201

Owner

Source: Tuolumne County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 377, SOULSBYVILLE, CA 95372-0377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address20997 NIAGARA RIVER DR, SONORA, CA 95370-9102
Transaction TypeMortgage
Record UpdatedJun 12, 2023
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20997 NIAGARA RIVER DR, SONORA, CA 95370-9102

Mortgage

Document Number0000004162
DateMay 25, 2023
Instrument2023004162
Lender
NameBANK OF STOCKTON
TypeBank
AddressSTOCKTON, CA 95201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Secondary School DistrictSonora Union High School District (09 - 12)
Elementary School DistrictSoulsbyville Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,041 (+2%) Land $54,855 Building $126,186
2025$1,819.00 (+4.24%) Homeowner's exemption$177,492 (+4.04%) Land $53,780 Building $123,712
2023$1,745.00 (-2.08%) Homeowner's exemption$170,602 Land $51,693 Building $118,909$343,620
2022$1,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 54% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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