21014 Niagara River Dr, Sonora, CA 95370 Property Records

Tuolumne County property record for 21014 Niagara River Dr, Sonora, CA 95370

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,040 sqft · built 1972
Lot Size0.323 acres (14,089 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Sep 2016)
Tax Bill$4,082 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN081-031-003-000

Property Details

APN / Parcel Number

Primary APN081-031-003-000
Alternative APNs
  • 081-031-003
  • 0810310300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleModern
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,089 sqft (0.323 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Old Parcel Number081-031-003
Street Address21014 NIAGARA RIVER DR
CitySONORA
StateCA
Zip95370-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1,MX
Legal DescriptionCRYSTAL FALLS RANCH 1A L16
Legal SubdivisionCRYSTAL FALLS RANCH 1A
Legal Lot Number16
JurisdictionTUOLUMNE CA
Township / Civil DivisionEAST SONORA-PHOENIX LAKE
Census Block Group3
Census Block3024
Census Tract2201

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21014 NIAGARA RIVER DR, SONORA, CA 95370-9102
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Oct 22, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Aug 3, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Prior SaleAug 30, 2004 · Amount on Record
Deed Document Number201611193
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address21014 NIAGARA RIVER DR, SONORA, CA 95370-9102
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21014 NIAGARA RIVER DR, SONORA, CA 95370-9102

Mortgage

Document Number0000017180
DateNov 3, 2021
Instrument2021017180
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueSep 1, 2049

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address21014 NIAGARA RIVER DR, SONORA, CA 95370-9102
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21014 NIAGARA RIVER DR, SONORA, CA 95370-9102

Mortgage

Document Number0000016575
DateOct 22, 2021
Instrument2021016575
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueSep 1, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address21014 NIAGARA RIVER DR, SONORA, CA 95370-9102
Document Number0000008115
Instrument DateAug 3, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21014 NIAGARA RIVER DR SONORA CA 953709102, SONORA, CA 95370-9102

Mortgage

Document Number0000008115
DateAug 13, 2019
Instrument8115
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Secondary School DistrictSonora Union High School District (09 - 12)
Elementary School DistrictSoulsbyville Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,287 (+2%) Land $54,333 Building $342,954
2025$4,082.00 (+4.16%) Homeowner's exemption$389,498 (+4.04%) Land $53,268 Building $336,230
2023$3,919.00 (-0.03%) Homeowner's exemption$374,375 Land $51,200 Building $323,175$400,950
2022$3,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 54% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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