San Joaquin County property record for 20991 S Carrolton Ave, Ripon, CA 95366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,314 sqft · built 1992 |
| Lot Size | 9.96 acres (433,858 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,943 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-130-490-000 |
| Primary APN | 245-130-490-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 433,858 sqft (9.96 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 245-130-49 |
|---|---|
| Street Address | 20991 S CARROLTON AVE |
| City | RIPON |
| State | CA |
| Zip | 95366-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Description | 92-FM PT OF 245-130-33/PT TO 48/RD PM 17-154 |
| Legal Block | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5003 |
20991 S Carrolton Ave is owner-occupied and held in a trust since November 2015.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20991 S CARROLTON AVE, RIPON, CA 95366-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF STOCKTON |
| Apr 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2015 |
| Transfer Doc | 0000143767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 20991 S CARROLTON AVE, RIPON, CA 95366-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20991 S CARROLTON AVE, RIPON, CA 95366-9713 |
| Document Number | 0000120947 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-120947 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 20991 S CARROLTON AVE, RIPON, CA 95366-9713 |
| Document Number | 0000036739 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20991 S CARROLTON AVE RIPON CA 953669713, RIPON, CA 95366-9713 |
| Document Number | 0000036739 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 36739 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20991 S Carrolton Ave was $5,943 with a homeowner's exemption, up 7.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,943.00 (+7.24%) | ||
| 2025 | $5,542.00 Homeowner's exemption | $445,484 Land $98,314 Building $347,170 | |
| 2023 | $5,146.00 (+4.36%) Homeowner's exemption | $428,188 Land $94,498 Building $333,690 | $527,490 |
| 2022 | $4,931.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20991 S Carrolton Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20991 S Carrolton Ave is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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