2099 Calico Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2099 Calico Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 2008
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2018)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`390217-022225-0000`

Property Details

APN / Parcel Number

Primary APN	`390217-022225-0000`
Alternative APNs	`550282` `92022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,954 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	72 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	92022
Street Address	2099 CALICO LOOP
City	FERNDALE
State	WA
Zip	98248-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	MALLOY VILLAGE PUD PHASE III LOT 136
Legal Range	02
Legal Township	39
Legal Section	17
Legal Subdivision	MALLOY VILLAGE PUD PHASES II & III
Legal Phase	3
Legal Block	1
Legal Lot Number	136
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	10505

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 19, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF PACIFIC
Apr 3, 2018	Quit Claim Deed, Transfer WHATCOM LAND TITLE
Apr 3, 2018	Quit Claim Deed, Transfer BANK OF PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	2018400254
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000001095
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100008
Date	Nov 3, 2025
Instrument	2025-1100008

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 19, 2023
Property Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	0000101095
Map Reference	DOC 2060703633
Instrument Date	Feb 12, 2021
Instrument	2023-0101095
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383

Mortgage

Document Number	0000101096
Date	Jan 19, 2023
Instrument	2023-0101096

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Mar 1, 2046

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 3, 2018
Property Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2180400254
Instrument Date	Mar 27, 2018
Instrument	400254
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2180400257
Date	Apr 3, 2018
Instrument	400257

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 3, 2018
Property Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2180400255
Instrument Date	Mar 19, 2018
Instrument	400255
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2186 MAUREEN DR FERNDALE WA 982489279, FERNDALE, WA 98248-9279

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 3, 2018
Property Address	2099 CALICO LOOP, FERNDALE, WA 98248-8383
Document Number	2180400256
Instrument Date	Mar 12, 2018
Instrument	400256
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2099 CALICO LOOP FERNDALE WA 982488383, FERNDALE, WA 98248-8383

Mortgage

Document Number	2180400257
Date	Apr 3, 2018
Instrument	400257

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+18.67%)	$525,443 (+18.3%) Land $165,870 Building $359,573	$525,443 (+18.3%) Land $165,870 Building $359,573
2022		$444,177 Land $112,356 Building $331,821	$444,177 Land $112,356 Building $331,821
2021	$3,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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